Insurance Program Highlights
- General Liability
- Employment Practices Liability
- Directors and Officers Liability (not-for-profit)
- Inland Marine
Liability Coverage may include:
- Limits up to $1 million per occurrence/$3 million aggregate)
- Sponsored Tournaments, Special Events or Social Gatherings
- Fire Legal Liability – $100,000 (higher limits available)
- Employee Benefits Liability (claims-made coverage)
- Employment Practices Liability (claims-made coverage)
Other Insurance Options and Coverage may include:
- Umbrella – limits up to $10,000,000
- Crime – Employee Dishonesty (up to $25,000)
- Valuable Papers and Records
- Accounts Receivable
Property Coverage may include:
- Building Coverage
- Contents Coverage
- Equipment Breakdown on Building and Contents
- Business Income (with extra expense and 0 hour waiting)
- Electronic media
- Property of others
- Outdoor Fences
- Piers and Docks
- Utility Service – direct damage
Note: All coverages may not be available in all states.
- Water skiing/Water Boarding Lessons
- Boating on Great Lakes; whether guided or not
- Boat rental – ski boats, jet skis
(Acceptable: row boats, canoes, kayaks, paddleboats, sailboards, sailboats)
- Mobile trailer rental for use away from premises
- Rentals for Go Carts, ATVs, motor bikes, and tracks for them
- Down hill skiing, tubing or snowboarding, including rentals
- RV or Trailer Storage in the open
- Marina operations other than gas sales
- RV, Recreation Trailer, Boat Sales or Repair
- Snowmobile Rental
- Zoos with exotic or predator animals
- Dog sled use or trips
- Skateboard park or similar equipment
It’s easy to get started on your quote.
Our online questionnaire works great on smart phones, tablets, desktops and laptops.
Just click to get started…
- Complete the questions
- Click “Submit” when you’re done.
- You’ll get a “Thank you” screen to tell you we received it.
Phone or email Kevin Morency if you have any questions.
By taking the time to discuss your needs, Kevin can tailor an affordable business insurance solution that offers peace of mind, yet still deliver a quote quickly.