Insurance Program Highlights

• General Liability
• Employment Practices Liability
• Directors and Officers Liability (not-for-profit)
• Property
• Crime
• Inland Marine
• Auto
• Umbrella

Liability Coverage may include:

• Limits up to $1 million per occurrence/$3 million aggregate)
• Sponsored Tournaments, Special Events or Social Gatherings
• Fire Legal Liability – $100,000 (higher limits available)
• Employee Benefits Liability (claims-made coverage)
• Employment Practices Liability (claims-made coverage)

Other Insurance Options and Coverage may include:

• Umbrella – limits up to $10,000,000
• Crime – Employee Dishonesty (up to $25,000)
• Sign
• Valuable Papers and Records
• Accounts Receivable

Property Coverage may include:

• Building Coverage
• Contents Coverage
• Equipment Breakdown on Building and Contents
• Business Income (with extra expense and 0 hour waiting)
• Electronic media
• Property of others
• Outdoor Fences
• Piers and Docks
• Utility Service – direct damage

Note: All coverages may not be available in all states.

Ineligible Activities:

• Water skiing/Water Boarding Lessons
• Fireworks
• Boating on Great Lakes; whether guided or not
• Boat rental – ski boats, jet skis
  (Acceptable: row boats, canoes, kayaks, paddleboats, sailboards, sailboats)
• Trampolines
• Mobile trailer rental for use away from premises
• Rentals for Go Carts, ATVs, motor bikes, and tracks for them
• Down hill skiing, tubing or snowboarding, including rentals
• RV or Trailer Storage in the open
• Marina operations other than gas sales
• RV, Recreation Trailer, Boat Sales or Repair
• Snowmobile Rental
• Zoos with exotic or predator animals
• Dog sled use or trips
• Skateboard park or similar equipment